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Topic starter August 22, 2025 3:48 pm
Personally, I view the Funded Ratio as one of the most important Metrics for Retirement. It would be great to be able to calculate this analysis using Pralana. A good bit of the information is already present in the Models but a few additional inputs might be needed:
Already present:
- Min Expenses Cashflow
- Desired Expenses Cashflow
What I think needs to be added
- Legacy Amounts for Beneficiaries
- LTC Self Funding Buffer and Time
- General Buffer and Time
- Discount Rate (I use 30 year Treasury Rate, but other rates may also be valid)
Hope this makes sense.
A sample calculation approach is available in this discussion, https://www.bogleheads.org/forum/viewtopic.php?t=392120