When adding the individual pieces using the end of life period, can someone explain why the total savings on the graphical depiction of Savings and Net Worth differs from that shown on the account statement? Not a major difference but just wondering.
Similarly, on the Monte Carlo Analysis features, I can't see either of these above agreeing with the small table shown to the right of the success chart. Can someone explain the Absolute and Effective numbers in the Deterministic column?
For Q1: Might what you're asking be answered by the text statement at top of Account Statements table, re: the timing of the discount period?
"When using Today's $, the Ending Balance is shown discounted as of the start of the year. Click on the Ending Balance to see an explanatory Metric MRI. See the User Manual for more information."
If you left click on an underlined Ending Balance on Account Statement, the MRI explanation shows the difference between ending balances on Account Statement vs Balance Sheet. The ending balances on the Balance Sheet should agree with the values in the flyover summaries on the Savings & Net Worth graph.
For Q2: On the Monte Carlo page, the Absolute and Effective Final Savings (Current) should agree with the Balance Sheet "Total Year End Balance" and "Total Effective Year End Balance", the difference between Absolute and Effective being the devaluation due your Effective Tax Rate applied to tax-deferred accounts. See "Conversion Rate for Calculation of Effective Savings" in the User Manual (link: https://pralana.online/static/prc_manual/prc_manual.6170cb414d1b.html#conversion-rate-for-calculation-of-effective-savings)
