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Questions and Discussion Relative to Pralana Online's "Build" Features
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Topic starter September 23, 2024 6:34 pm
1. Should a Roth 401k get entered into under the "Roth IRA" section even though it's not an IRA? I assume that's more correct than under the after-tax section of the tax-deferred section? If so, I suggest changing the heading "Roth IRA" to clarify this.
2. Why is tax-deferred split into self/spouse sections but not the Roth section?
September 26, 2024 7:39 am
@bd Yes, all Roth accounts should go into the Roth IRA section, and we'll add some clarification on this in the tool and user manual. Tax-deferred accounts are split into self/spouse sections because of the RMDs. Roth accounts don't have RMDs, so we manage them as one account to reduce complexity.
Stuart
