Build > Financial Assets > Simple Portfolio Modeling > Taxable Investment Account: How Should Growth Be Taxed? ????

This section is confusing for me. I understand how these questions can be answered to kinda give a "right answer", but I am failing to understand the expected behavior when I inevitably change the "rate of return" for taxable accounts via one of the many methods.

The qualified dividends paid in my taxable account is roughly 1% annually . So I answered this question "Growth Taxed as Qualified Dividends" = 20%. Since my first entered "rate of return"=5% for my taxable account...this gives me a dividend calculation of 20% of 5% = 1%...which is correctly logged on the balance sheet. In my case I always transfer these to cash.

However, when I change the Overall Growth of this taxable account to 6%...the calculation now seems to be 20% of 6% =~ 1.2% which would be incorrect since the actual dividend rate hasn't changed just because the value of the equities themselves have increased. BUT...the number I see on the balance sheet has definitely increased by "about" 20% (1 > 1.2).

I am new to this but it seems to me that the questions should be more similar to this:

1) What annual percentage of this taxable portfolio is typically paid out in qualified dividends / long term capital gains? typical answer might be 0-5%...this number can be easily obtained from a brokerage account and stays relatively the same year after year for a stable portfolio. I fail to see a correlation to the growth rate of the equities in the taxable account vs dividends.

2) What annual percentage of this taxable portfolio is typically paid out as Interest / Ordinary Income? Same comment as before.

So what what am I missing? Is this the behavior that other see as well, or is this just a setting that I haven't got around to finding yet, haha. I've only had the program for a few days so that is very likely.