Hi,
Accumulation characteristics of NQDC are like traditional 401k (tax-deferred, very large annual limits, but subject to credit risk of the company as investments are notional), but the withdrawal characteristics are very different (can not be rolled over, can only be withdrawn per the schedule selected at the time of deferral, 1/N over N years, starting some year x; any change pushes x at least by 5 years, and only before distribution starts.) And calendar year's contribution is treated as a separate account.
With other applications, I have tried to model it like a "mini-pension" from year x to (X+N-1), for each of the series. But that ignore any kind of growth.
Does Pralana help model NQDC accounts in a better way?