Should I stay with Pralana in 2026, or try another program like Projection Labs?. Advice please!

TBS02748 · 2025-10-02T20:12:11Z

FY 2024, I used Boldin (then New Retirement). I liked it, but wanted something more robust. So, FY 2025, I went with Pralana. I set up everything carefully last January. I very much like it's projections, but I am finding that: 1). I feel like I am waiting for December to see how I did with my modeling last January. There is not much to do between January and December. This may be by design. I have run some different scenarios, which have been interesting. But, Pralana is not interactive like Boldin, or like Projection Lab, and interactivity keeps me engaged, focused, and thinking about what is happening. 2). I feel like Pralana is too esoteric for a person like me. I am knowledgeable and educated on finance, retirement planning, etc., but every time I read the user manual on something like Advance Portofolio Modeling or Correlated ROR's, I am lost. This combined with lack of graphical UE makes me not pay close attention as I did with Boldin (which I think was an inferior product, but I engaged it more). So, I am thinking of Projection Labs for next year, in that it is the one I haven't tried. Costs among them all are pretty similar. Advice sought: Does it make sense to try PJ for a year, knowing I can come back, or is missing even one year from Pralana analysis a problem? Thanks! TS