How To Undo a ROTH Optimization
I've read the manual several times, can see the spreadsheet saving ROTH conversion amounts in the Tabular Projections and the charts, but how do I remove these ROTH conversions to get back to having none? I can't seem to find any reference to that anywhere. I want to get back to my baseline, change my retirement date and then run the ROTH optimization again, and probably remove it again. Thanks.
You just click the big button with the blue glow around it and that will rotate the Roth conversion mode between "No Conversions", "Fixed Duration" and Tax-Bracket-Limited". You want it on No Conversions to set your baseline.
That's actually what I tried first. Here's what happened. The calculations automatically convert spouse accounts also. When changing back to No Conversions, I didn't notice that the spouse conversion wasn't automatically reset the same way it automatically occurred when optimized. Looks good now. Thank you.